Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the services provided by LTG AI Solutions America, LLC ("LTG AI", "we", "us", or "our"), including our websites, applications, and B2B software solutions.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

2. Description of Services

LTG AI provides AI-powered B2B software solutions, including but not limited to:

• Dashboard Genius — AI-powered business intelligence dashboards
• Ledger Genius — AI bookkeeping and accounting automation
• Spam Genius — AI spam detection and email filtering
• QC Genius — AI quality control and inspection automation
• Creds Genius — AI credential and certification management

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

3. User Accounts

To access certain features of our services, you may be required to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Providing accurate and complete registration information

4. Acceptable Use

You agree not to use our services to:

• Violate any applicable law or regulation
• Infringe on the rights of others
• Transmit malicious software or harmful content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the integrity or performance of our services
• Use our services for any unlawful or fraudulent purpose

5. Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and design, are the exclusive property of LTG AI Solutions America, LLC and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any part of our services without our prior written consent.

6. Payment & Billing

Some of our services require payment. By subscribing to a paid service, you agree to pay all applicable fees. Fees are non-refundable except as required by law or as explicitly stated in your service agreement.

We reserve the right to change our pricing at any time. Any price changes will be communicated with reasonable notice.

7. SMS Communications

Certain services include SMS notifications for operational purposes such as alerts, verification codes, and system notifications. By using these services and providing your phone number, you consent to receive these operational messages.

For complete details about our SMS messaging practices, including opt-out instructions, please review our SMS Terms of Service.

Message and data rates may apply. You can opt out of SMS messages at any time by replying STOP.

8. Limitation of Liability

To the maximum extent permitted by applicable law, LTG AI and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of our services.

Our total liability for any claims arising under these Terms shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our services will be uninterrupted, error-free, or completely secure.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use our services will cease immediately.

You may terminate your account at any time by contacting us at support@ltgai.com.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Clark County, Washington.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the updated Terms.

13. Contact Us

If you have any questions about these Terms of Service, please contact us: